PayPal delivers one of the most secure payment platforms in the world. After more than a decade as a leader in online payments, we've learned a thing or two about keeping your information safer. Whether you’re buying, selling, or transferring money, you get an extra layer of security when you use PayPal. That’s because all your financial information (like your bank account details and your credit card number) is securely stored and encrypted on our servers. So you don’t need to share your financial information with the person receiving or sending the money and expose your details online or in public.
If an eligible item that you’ve bought online doesn’t arrive, or doesn’t match the seller’s description, our Buyer Protection will reimburse you for the full amount of the item plus postage and packaging costs. Buyer Protection covers all your online purchases, on eBay or on any other website, when you use PayPal. It also covers you when you make a payment on our website.
What’s an eligible item? Only physical goods that can be posted and aren’t prohibited by law are covered. Here are a few examples of situations where an item doesn’t match the seller’s description: you bought a book and got a DVD, you bought a new item but got something that was used, you bought 3 items but only got 2, the item was damaged during delivery, the item is missing major parts (that the seller didn’t disclose), or you purchased an authentic brand but got a fake instead. If the seller has accurately described an item, but you’re just not happy with it, that doesn’t qualify for Buyer Protection.
You can link your bank account, debit, and credit cards to your PayPal account. That way, you can choose how to pay, and you never have to worry about keeping money in your PayPal account.
Credit cards, debit cards, bank accounts. With so many ways to pay, all involving lots of numbers and plastic, paying can get messy and complicated.
Think of your PayPal account as your digital wallet—one convenient, secure place to keep all your ways to pay. When you want to buy something, you don’t need to remember any financial details or share them with the person you’re buying from. You don’t even need to fiddle around with cards. All you need is your email address and password and you can pay using whichever method suits you at that time.
With PayPal, you have the freedom and flexibility to pay the way you want, while keeping your financial information private and secure.